Archives May 2025

The stock market has had a nice run for the past couple of weeks. But things are essentially on “hold” right now.

That’s because Wall Street is waiting anxiously for the Federal Reserve’s key interest rate decision after its May Federal Open Market Committee (FOMC) meeting this week.

Now, I plan to discuss the details of that decision in a Market 360 later this week. But the reality is that there isn’t any big mystery about the Fed’s next key interest rate decision. In fact, the futures market is telling us there’s a greater than 95% probability of no rate cut. That’s because everybody has concluded that the Fed is anticipating inflation, which has not yet materialized.

Instead, it’s important to note that Wall Street will be looking for dovish language in its policy statement – as well as in Fed Chair Jerome Powell’s press conference.

Meanwhile, recent economic data certainly gives our central bank plenty of reasons to consider a cut. Specifically…

• The most recent Beige Book survey stated that the outlook in several regions of the U.S. has worsened considerably under the cloud of economic uncertainty – particularly tariffs.
• The Conference Board’s consumer confidence index fell to 86 in April, down from 93.9 in March. This is the fifth-straight decline.
• The Institute of Supply Management (ISM) reported that its manufacturing index dropped to 48.7 in April, down from 49 in March. This was the second-straight monthly decline after being above 50 (expansion) in January and February.
• The Commerce Department’s preliminary estimates for first-quarter GDP showed an annual contraction of 0.3%, with a soaring trade deficit subtracting a whopping 4.8% from GDP calculations.
• The Labor Department announced 177,000 jobs were created in April, much stronger than expectations for 133,000 jobs. February and March payrolls, though, were revised lower by a cumulative 58,000 jobs. And earnings only rose 0.2%, so wage growth is fizzling.

I should add that European Central Bank (ECB) officials have hinted at more key interest rate cuts in the near term. Other global central banks are expected to follow suit.

Also, as I mentioned in last Saturday’s Market 360, Treasury yields have moderated. So, the Fed needs to cut at least twice to get aligned with the two-year Treasury rate. I predict the 10-year Treasury yield will fall, and that could increase pressure on the Fed to cut rates.

Gambling with cryptocurrencies like Bitcoin has rapidly grown in popularity over the past few years. While there are many crypto casinos to choose from, discerning players seek out sites that offer provably fair games. This feature gives players peace of mind that games are truly random and fair, with no possibility of manipulation by the casino operator.

In this article, we’ll explore 8 of the top provably fair Bitcoin and crypto casinos offering amazing bonuses and a wide variety of provably fair slots and table games. Read on to find the perfectly legit and secure crypto casino for you.

List of the 8 best provably fair crypto and Bitcoin casinos in 2025:

1. Jackbit – Smooth experience with provably fair slots and table games
2. 7Bit Casino – Massive bonus offers and provably fair games from top providers
3. Flush.com – Stylish UI and fast crypto payments with provably fair options
4. BitStarz – Trusted name with thousands of provably fair casino titles
5. Cryptorino – Transparent crypto gameplay with no forced KYC
6. BC.Game – Huge variety of games and elite provably fair support
7. FortuneJack – Popular hybrid casino with strong live dealer support
8. Crypto.Games – Leading provably fair dice games with low house edge

What is provably fair?

Before diving into specific casino recommendations, it’s important to understand what “provably fair” actually means. With provably fair systems, the outcomes of randomized games like slots and table games are determined by cryptographic algorithms rather than behind closed doors. Players can verify the fairness of results by inputting seed values and comparing the outputs. This allows gamblers to have assurance that no operator tampering took place.

8 best Bitcoin casinos guaranteeing fair results in 2025

Here are brief descriptions of 8 top provably fair Bitcoin casino options for 2025, along with their key features:

1. Jackbit – Budget-friendly slots players

Another well-established casino, JackBit has operated since 2022 with a Curacao license. Here players will find over 6,000 games from major developers like NetEnt, Playtech, and more. Games cover all categories including numerous provably fair slots. To verify the fairness of JackBit games, players simply enter the bet data, seed, and result into the online fairness checker.

Like BC.Game, JackBit is incredibly generous with their welcome offers. New players receive 100 free spins on Book of Dead simply for making a first deposit of $50 or more. The spins have an extremely low wagering of 1x and any winnings can be withdrawn immediately after play. Additional reload bonuses keep players funded regularly. With fast withdrawals, numerous banking options including crypto, and live chat support available 24/7, JackBit offers top-tier service and safety for crypto gamblers.

2. 7Bit Casino – A variety of classic table games & slots

Another well-known name in the crypto casino scene, 7Bit Casino has been around since 2022 and is known industry-wide for its commitment to provably fair gaming. All games support their in-house Provably Fair system where players can verify the cryptographic sequence that determined the outcomes of past spins. 7Bit houses over 4,000 games from major providers in all categories including countless provably fair slots.

7Bit tempts new players with an immense 100% matched deposit bonus of up to 5 BTC across the first 4 deposits. But wait – there’s more! An additional 250 free spins await the first deposit while a 75 free spin no deposit bonus is given simply for registering. Fast withdrawals, multiple crypto options, and 24/7 live chat support make 7Bit a top choice for crypto gamblers seeking dependability and provable random results.

3. Flush.com – Established site with reliable services

Flush.com entered the crypto casino world in 2021 with a Curacao license. What sets Flush apart is its unique approach – every game is also playable from directly within the website without any downloads required. Their library includes over 5,000 slots and table games from major developers ensuring something for all player types.

Flush verifies game fairness using the provably fair SHA256 algorithm, allowing players to check game results and seeds online. New members can earn a massive 150% matched bonus of up to $1,000 simply for making their first deposit of $25 or more. Withdrawals take just minutes thanks to their in-house payment system. Flush caters especially well to players on mobile or those wanting a lightweight, instant-play-focused casino experience while still offering fully provably fair games.

4. BitStarz – Mammoth slots library & ongoing promos

Established way back in 2020, BitStarz helped pioneer the crypto casino industry and remains at the top as one of the best Bitcoin gambling sites worldwide. With over 4,500 games from leading developers like NetEnt, Yggdrasil, and more, their catalog is massive. All virtual games support the optional BitStarz provably fair system where players can audit game results for complete transparency.

BitStarz is famous for its generous welcome offers, as new players get a 125% matched bonus up to 5 BTC ($30k+) across 4 deposits plus 190 no wagering required free spins. But before depositing, players even get a tasty 30 free spins simply for registering. Lightning-fast crypto payouts, live chat support, and continued reload bonuses keep players loyal to this veteran site for life.

5. Cryptorino – Transparent crypto gameplay with no forced KYC

Cryptorino is a newer crypto casino that’s quickly earning praise for its commitment to transparent gameplay and provably fair mechanics. It supports popular cryptocurrencies like Bitcoin, Ethereum, and Dogecoin, and offers instant deposits and withdrawals—all without forcing KYC verification. The game library spans 6,000+ titles, including slots, table games, and live casino, many of which use verifiable fairness systems.

In addition to provably fair support, Cryptorino runs weekly cashback promos and offers up to $500 in free bets through its sportsbook. High-stakes players can also benefit from VIP perks and fast withdrawal speeds. Its no-KYC approach, combined with a well-rounded user experience and privacy-focused ethos, makes Cryptorino a great option for those who prioritize fairness and discretion.

6. BC.Game – Slots fans seeking huge rewards

Established in 2017, BC.Game is one of the oldest crypto casinos still operating today. What sets BC.Game apart is their industry-leading provably fair verification system. Players can check the fairness of any game simply by entering the seed and results into the verification tool on their website. With over 9,000 games from major providers like NetEnt, Microgaming, and more, BC.Game has something for every type of player.

Beyond tons of provably fair games, BC.Game showers players with amazing bonuses. New players receive a huge 360% bonus up to $220,000 divided across their first 4 deposits. Active players can also enjoy 200 daily free spins as well as a 200% sports betting bonus. With rewards like that, it’s no wonder BC.Game ranks on top for the best best crypto & Bitcoin casino welcome bonuses.

With a Curacao license and known for reliable withdrawals even for large sums, BC.Game is a tried and true top choice for provably fair crypto gambling.

7. FortuneJack – Diversity beyond gaming products

FortuneJack is a highly established casino that launched in 2014 and burst onto the scene with its commitment to full industry regulation and demonstrably fair gaming. Every FortuneJack title supports transparent cryptographic proof of fairness displayed instantly on-site. The games library spans over 4,000 slots and table games in all genres from top studios.

To entice new players, FortuneJack offers a phenomenal 110% matched bonus of up to 6 BTC across 4 deposits. Plus, make a deposit to get 350 free spins on select slots while 100 free spins are given for free upon signing up. Quick crypto payouts, large betting limits, and responsive support make FortuneJack pleasing for high rollers and casual players alike seeking absolute security and legitimacy.

8. Crypto.Games – Unique mechanics & features

Founded in 2014, Crypto.Games has quickly built a strong reputation thanks to their dedication to random number generator auditing and provably fair games. Players can check the fairness of their favorite Crypto.Games slots and table games like blackjack using the online tool anytime. The library contains over 400 games from major studios in all categories for fans of variety.

A range of altcoins are accepted alongside major cryptos for maximum flexibility. With responsive 24/7 support and fast withdrawals even for large sums, Crypto.Games sets the standard for modern provably fair crypto casinos.

Determining the right provably fair crypto casino for you

Now that you have an overview of seven top provably fair crypto casinos, how do you choose which one is the best fit? Here are a few factors to consider:

Bonuses – Consider both welcome offers as well as recurring promotions that loyal players receive. Bigger bonuses don’t always mean better, so research wagering requirements as well.

Game selection – Look at which studios the casinos partner with and genres available like slots, table games, live casinos, and more. Consider if your favorite games or types are supported.

Reputation – Check third-party review sites for aspects like payout speed, user experience, support quality, and standards of fair play. Longevity could signal stability.

Banking options – Make sure deposits and withdrawals work smoothly for your preferred cryptocurrencies and regions. Watch out for high fees where possible.

Mobile experience – Test each website and app (if available) fully as mobile usage rises globally. Responsive design and native apps rank highly.

Community – Some focus more on community aspects like forums, tournaments, and lifestyle perks to engage loyal players.

Special features – Factors like interest-earning vaults, competitive sports betting, or generous VIP programs set certain brands apart.

Weigh these factors along with any desired specialties like welcome offers or non-crypto payment options. Trial modest bets where possible to experience overall quality firsthand as well. With perseverance, finding the right provably fair crypto casino to permanently call home is very achievable.

The bottom line

The 8 listed casinos provide the full package – enormous game libraries, generous bonuses, lightning withdrawals, and most importantly fully provably fair games. Players have total assurance of fair random outcomes while still enjoying the thrill, community, and perks of online crypto gambling. Dive into any site from this list for a top-tier provably fair crypto gambling experience in 2025.

If you’re interested in sports betting, check out our article comparing the top Bitcoin sportsbooks based on bonuses, games, markets, and reputation.

Businesses stockpiled imported goods in March before President Donald Trump’s tariffs took hold, new trade data showed Tuesday—but economists said the surge won’t last long.

The U.S. trade deficit soared 14% to reach $140.5 billion in March, the highest level ever recorded, according to Bureau of Economic Analysis and Census Bureau data. The trade deficit nearly doubled in the first quarter compared to the same time last year. 

Increased imports drove the surge, as businesses stocked up on foreign goods before tariffs took effect, economists said.

“Even coming after large increases in the preceding months, the March deficit jumped amid a rapid stocking up of high-value consumer goods, most notably pharmaceutical preparations,” wrote Moody’s Analytics Economist Mark Hopkins. 

Trade Deficit Expected to Fall Once Tariffs Are Felt

Economists anticipated the jump after preliminary data earlier this month initially indicated that imports were surging.

Following up on his campaign promise, Trump has instituted a series of tariffs on foreign imports, which are expected to push inflation higher and weaken U.S. trade. Many U.S. tariffs weren’t scheduled to take effect until April, and some were postponed until even later as negotiations take place. 

“This gives businesses a bit more time to get product in ahead of tariffs, and suggests we may see a last-ditch effort in the April data. But beyond that, we expect trade to slow materially,” wrote Wells Fargo economists Shannon Grein and Tim Quinlan.

Because of the timing of tariffs, economists expect the trade deficit to drop significantly in the upcoming months.

“Even if tariffs are rolled back significantly in the weeks or months ahead, the large front-running that has occurred means businesses won’t need to source as much product as they unwind inventory,” the Wells Fargo note said.

With the rise of crypto gambling in recent years, Spanish players are now able to enjoy a whole new world of online casino games using digital currencies like Bitcoin and Ethereum. In this article, we will explore the seven best Bitcoin and crypto casinos available to Spanish residents in 2025 based on bonus offers, game selection, and reputation.

List of the best crypto and Bitcoin casinos in Spain 2025:

1. Flush.com – Global operator with robust security and licensing
2. 7Bit Casino – Established brand with beginner-friendly vibe
3. Cryptorino – No-KYC crypto casino with quick payouts and mobile-first design
4. Freshbet – Crypto-friendly sportsbook and casino with 6,000+ games
5. BC.Game – Jackpot of all jackpots for crypto slots fans
6. Winz.io – Excellent live dealer options and mobile compatibility
7. FortuneJack – Top-rated global operator with 24/7 multilingual support
8. Coinplay – Widest game catalog in the crypto casino market

The appeal of crypto casinos in Spain

There are a few key reasons why Spanish crypto casinos have seen huge growth over the past few years:

• Instant, global transactions. Cryptocurrencies allow for borderless, near-instant deposits and withdrawals worldwide. This is a big plus for Spanish players who want fast action without fees.
• Financial privacy. Crypto transactions don’t require sharing personal financial details. For some players, the anonymity of crypto is preferable to linking accounts to real names and addresses.
• Competitive bonuses. To attract new players, many crypto casinos offer generous welcome bonuses, ongoing promotions, and loyalty programs. We’ll cover the best bonus deals later.
• Regulatory uncertainties. While regulated gambling is allowed in Spain, the rules around crypto are still evolving. Some players prefer the flexibility of cryptocurrency over sites tied to traditional banking rules and taxes.

Spain’s 8 best Bitcoin gambling sites for 2025

Now that we understand why crypto gambling appeals to Spanish players, let’s check out the top 8 crypto casino options based on bonuses, game selection, and reputation.

1. Flush.com – Established brand since 2021

One of the pioneering crypto casinos accepting Spanish players is Flush. Flush offers a massive game selection from over 30 industry-leading providers. Players can enjoy everything from classic casino games like blackjack and roulette to the most popular online slots.

New users at Flush can benefit from an attractive welcome offer of 150% up to $1,000 on their first deposit. There are also frequent reload bonuses and cashback promotions for existing customers. Payout speeds are generally very fast, around 24 hours for cryptocurrency withdrawals. As such, Flush is one of the best crypto casinos worldwide, not only in Spain.

Flush uses strong security measures like mandatory two-factor authentication and SSL encryption to keep user funds safe. Responsible gambling tools like deposit and loss limits are also available. Support is provided 24/7 via live chat and email. The site is fully accessible across all major mobile platforms too.

2. 7Bit Casino – Trusted name since 2014

A long-standing veteran in the online gambling space, 7Bit Casino brought its expertise to the crypto sphere in 2014. The site is renowned for its huge game selection, presently tallying over 4,000 titles from multiple leading software suppliers. This includes various online slots, table games, specialty games, and a growing live casino offering.

7Bit welcomes Spanish players and has generous promotions to match. New users get matched 100% up to 1.25 BTC across the first four deposits, totaling a maximum of 5 BTC. There’s also a coveted no-deposit bonus of 75 free spins. On top of that, 7Bit regularly runs reload incentives and cash-back bonuses for loyal customers.

Withdrawals are lightning fast at just 1 hour for crypto payouts. 7Bit is regulated and transparently tested for fairness. Security is excellent with bank-grade encryption and 2-factor authentication required by default. Support is top-notch through multiple live chat and email channels. All things considered, 7Bit is one of the standout crypto gambling destinations in Spain.

3. Cryptorino – No-KYC crypto casino

Cryptorino is quickly becoming a favorite among Spanish crypto casino players looking for privacy and speed. The platform allows you to gamble completely anonymously—no documents or personal information are required to start playing. With a modern, mobile-optimized layout, Cryptorino makes it easy to browse through thousands of games, from classic slots and table games to live dealer options and even sports betting. Deposits and withdrawals are processed swiftly via major cryptocurrencies like Bitcoin, Ethereum, Tether, and Dogecoin.

Spanish players will also appreciate Cryptorino’s promotional calendar, which includes a 100% welcome bonus of up to 1 BTC and regular cashback offers for active users. While the 80x wagering requirement on the welcome bonus is a bit steep, the platform balances that with fair limits, strong crypto support, and no forced KYC. Whether you’re playing on desktop or mobile, Cryptorino delivers a frictionless and private gambling experience.

4. Freshbet – Crypto-friendly sportsbook and casino

Freshbet is a strong choice for Spanish players looking for both casino games and sports betting. With a game library featuring over 6,000 titles, including slots, table games, jackpot games, bingo, and lottery, it ensures variety for all types of gamblers. The platform is designed for easy navigation and offers 24/7 customer support to enhance the user experience.

Players can fund their accounts with Bitcoin, Tether, Ethereum, Litecoin, XRP, Dash, and other cryptocurrencies, while also benefiting from traditional payment methods like Visa, Mastercard, Bank Transfer, Skrill, and AstroPay. This flexibility makes Freshbet a great option for both crypto and fiat users. The platform also includes a well-developed sportsbook covering traditional and esports betting.

New players can claim a 250% welcome bonus up to $1,500, spread across their first three deposits. Regular users benefit from ongoing sports promotions and casino rewards. However, Freshbet has high minimum deposit and withdrawal limits, and while its interface is functional, it could use some minor improvements for smoother navigation.

5. BC.Game – Top-tier operator since 2017

BC.Game is one of the biggest and most well-rounded crypto casinos, offering not just a huge game lobby but also a dedicated sportsbook. New players can benefit tremendously from BC.Game’s compelling welcome bonus package worth a potential $220,000 split over four deposits. The daily free spin feature also provides extra chances to win big without any wagering requirements attached.

In addition, BC.Game is currently running a special 200% sportsbook bonus up to $500 when using the promo code ‘BCLCFC’. Thanks to BC.Game’s partnership with English football club Leicester City FC, new users get matched free bets on their first wager. Another unique perk is the ability to earn interest of up to 10% annually by depositing the platform’s native BC Dollar (BCD) token in ‘Vault Pro’. All this contributes to BC.Game having one of the best crypto casino welcome bonuses.

BC.Game has over 9,000 online and live dealer games from the world’s top providers. Accepted payment options include Bitcoin, Ethereum, and over a dozen other digital coins. Withdrawals are processed within 24 hours. It’s one of the best and most generous crypto casinos in Spain.

6. Winz.io – Reliable brand focused on variety

Newer on the scene but quickly gaining ground, Winz.io is a feature-rich crypto casino that nails the balance between bonuses, games, and user experience. Upon account creation, Spanish players receive a generous 100% matching bonus on their first deposit, with a maximum value of 0.1 BTC. There’s also a $20 free bet for the sportsbook plus free spins every day as a VIP member.

Winz.io’s library includes 8,000+ online and live casino titles from the likes of Playtech, Quickspin, and Pragmatic Play. Table games, slots, jackpots, and specialty content cater to all player types. Cryptocurrency deposits and withdrawals happen fast, within 24 hours on average. Account security is uncompromised with SSL encryption and support for hardware wallets.

An exciting new addition is the Golden Spin – a loyalty promotion where long-term users can trigger a random jackpot payout worth up to 100 BTC simply by spinning a virtual wheel. Paired with generous bonuses and top-notch safety standards, Winz.io is certainly a great Spanish crypto casino option for 2025.

7. FortuneJack – Long-standing operator renowned for bonuses

Established back in 2011, FortuneJack was a pioneer in the online Bitcoin casino industry. Today it holds licensing from both Curacao and Gibraltar, giving players extra reassurance. The FortuneJack platform offers tons of top-shelf slots, table games, and specialty content from world-leading developers. This includes some exclusive FortuneJack Originals you won’t find anywhere else.

New Spanish members enjoy phenomenal first deposit bonuses, with 110% matching splits across four transactions worth a maximum of 6 BTC collectively. Plus there are 350 free spins as an extra perk. Even without depositing at all, FortuneJack gives 100 free spins on sign-up. Reload promotions constantly pump out more freebies too.

Banking with FortuneJack is super convenient and secure. Accepted coins include Bitcoin, Litecoin, and Ethereum alongside traditional options. Withdrawals arrive within 24 hours, though crypto payouts can be as snappy as 10 minutes. Reliable 24/7 multilingual support seals the deal. FortuneJack is easily one of the best crypto casinos in Spain based on bonuses and security assurances.

8. Coinplay – Generous bonuses for high rollers

Coinplay offers something for all types, from casual slots fans to high-stakes poker pros. Over 5,000 top-quality games include award-winning virtual titles and a variety of live dealer options. Popular studios like NetEnt, Microgaming, and Evolution deliver an authentic gambling experience to Spanish players.

New users at Coinplay receive exceptional initial four deposit match offers, with 310 free spins also given as a welcome gift. Depositing cryptocurrency like Bitcoin, Litecoin or Ethereum triggers a 100% matched bonus on each of the initial four deposits – worth a combined maximum of $17,500. Reload bonuses, cashbacks, and tournaments keep the good times rolling all year long.

Upholding the highest security protocols is a top priority. Coinplay never directly handles funds, instead relying on merchant payment processors for maximum safety. Local support agents are accessible by phone, chat, and email too. It’s easy to see why Coinplay ranks among the top choices for crypto casino gaming in Spain.

Tips for choosing the best crypto casino site

Now that you have the lowdown on Spain’s premier crypto-gambling destinations, here are a few additional tips for selecting the right site:

• Consider your preferred coins. Choose sites with broader crypto acceptance like BC.Game for versatility.
• Check licensing. Look for trusted regulators like the UK Gambling Commission or Curacao eGaming to ensure fair games.
•  Inspect game libraries. Some cater to slots fans while others appeal more to table games or live dealer aficionados.
• Compare bonus structures. Choose long-term generous sites rather than those relying on one big welcome offer.
• Assess customer reviews. Read unbiased comments on key factors like payout speed and support quality.
• Verify compatible devices. Opt for sites optimized for desktop, mobile, and any portable devices you play on.
• Test responsiveness. Slow load times can ruin the flow of play. Try demo modes first to avoid performance lag disappointments.

Final thoughts on Spanish crypto gambling sites

The six online casinos featured here represent the top destinations for Spanish gamers seeking premium crypto-gambling experiences in 2025. With varied bonus promotions, extensive game libraries, and cutting-edge security, these operators ensure thrilling and safe gaming around the clock. Be sure to claim the lucrative welcome incentives available at each site by using the embedded links or promo codes throughout this guide.

For a more broad list, check out our article on the top crypto & Bitcoin casinos.

Loan Type	New Purchase Rates	Daily Change
30-Year Fixed	7.00%	+0.05
FHA 30-Year Fixed	7.45%	+0.12
VA 30-Year Fixed	6.61%	+0.05
20-Year Fixed	6.80%	+0.10
15-Year Fixed	6.03%	+0.06
FHA 15-Year Fixed	6.82%	+0.19
10-Year Fixed	5.74%	-0.25
7/6 ARM	7.35%	+0.01
5/6 ARM	7.24%	+0.04
Jumbo 30-Year Fixed	6.95%	+0.05
Jumbo 15-Year Fixed	6.80%	No Change
Jumbo 7/6 ARM	7.98%	+0.38
Jumbo 5/6 ARM	7.61%	+0.12
Provided via the Zillow Mortgage API

The Weekly Freddie Mac Average

Every Thursday, Freddie Mac, a government-sponsored buyer of mortgage loans, publishes a weekly average of 30-year mortgage rates. Last week’s reading dipped 5 basis points to 6.76%. Last September, the average sank as far as 6.08%. But back in October 2023, Freddie Mac’s average saw a historic rise, surging to a 23-year peak of 7.79%.

Freddie Mac’s average differs from what we report for 30-year rates because Freddie Mac calculates a weekly average that blends five previous days of rates. In contrast, our Investopedia 30-year average is a daily reading, offering a more precise and timely indicator of rate movement. In addition, the criteria for included loans (e.g., amount of down payment, credit score, inclusion of discount points) varies between Freddie Mac’s methodology and our own.

Calculate monthly payments for different loan scenarios with our Mortgage Calculator.

What Causes Mortgage Rates to Rise or Fall?

Mortgage rates are determined by a complex interaction of macroeconomic and industry factors, such as:

• The level and direction of the bond market, especially 10-year Treasury yields
• The Federal Reserve’s current monetary policy, especially as it relates to bond buying and funding government-backed mortgages
• Competition between mortgage lenders and across loan types

Because any number of these can cause fluctuations simultaneously, it’s generally difficult to attribute the change to any one factor.

Macroeconomic factors kept the mortgage market relatively low for much of 2021. In particular, the Federal Reserve had been buying billions of dollars of bonds in response to the pandemic’s economic pressures. This bond-buying policy is a major influencer of mortgage rates.

But starting in November 2021, the Fed began tapering its bond purchases downward, making sizable reductions each month until reaching net zero in March 2022.

Between that time and July 2023, the Fed aggressively raised the federal funds rate to fight decades-high inflation. While the fed funds rate can influence mortgage rates, it doesn’t directly do so. In fact, the fed funds rate and mortgage rates can move in opposite directions.

But given the historic speed and magnitude of the Fed’s 2022 and 2023 rate increases—raising the benchmark rate 5.25 percentage points over 16 months—even the indirect influence of the fed funds rate has resulted in a dramatic upward impact on mortgage rates over the last two years.

The Fed maintained the federal funds rate at its peak level for almost 14 months, beginning in July 2023. But in September, the central bank announced a first rate cut of 0.50 percentage points, and then followed that with quarter-point reductions in November and December.

For its second meeting of 2025, however, the Fed opted to hold rates steady—and it’s possible the central bank may not make another rate cut for months. At their March 19 meeting, the Fed released its quarterly rate forecast, which showed that, at that time, the central bankers’ median expectation for the rest of the year was just two quarter-point rate cuts. With a total of eight rate-setting meetings scheduled per year, that means we could see multiple rate-hold announcements in 2025.

How We Track Mortgage Rates

The national and state averages cited above are provided as is via the Zillow Mortgage API, assuming a loan-to-value (LTV) ratio of 80% (i.e., a down payment of at least 20%) and an applicant credit score in the 680–739 range. The resulting rates represent what borrowers should expect when receiving quotes from lenders based on their qualifications, which may vary from advertised teaser rates. © Zillow, Inc., 2025. Use is subject to the Zillow Terms of Use.

Joseph Giarraputo, Founder and Editorial Director of Global Finance, talks to Melvyn Low, Group Managing Director and Head of Global Transaction Banking at OCBC, about the importance of democratizing digital solutions for cash management and the innovative tools the Singapore-based bank has developed to support its customers’ 24/7 banking needs. 

OCBC, one of the largest financial services groups in Southeast Asia by assets, has helped transform its cash management and payments systems through the use of Application Programming Interface (API) integrations, tokenization, QR codes and other digital technology. A combination of many different APls called microservicessupplies the critical infrastructure behind OCBC’s Velocity e-banking system, enabling seamless integration across different financial ecosystems.

Tokenization plays a critical role in the bank’s digital processes. Using the Velocity platform, the bank’s accounts are tokenized and embedded into QR codes, enabling customers to make instant payments via mobile phones. Business accounts have also evolved, with customers able to generate tokenized account numbers that add precision to transaction reconciliations. 

OCBC is the first bank in the market to create virtual accounts that can handle both collections and payments, providing customers with additional account management controls. 

The bank’s OneCollect platform allows businesses to facilitate instant settlements with dynamic QR codes with embedded payment details. QR codes are also powering domestic point-of-sale systems for a range of retail businesses and food and beverage vendors, generating physical and digital invoices, and implementing cross-border payment solutions.

Low explains how OCBC has used these advanced financial tools to help dramatically reduce transaction costs for its customers, improve liquidity management, and enhance working capital efficiency.

“In the old world, all of these technologies were only available to the largest multinationals because they had the most expensive and comprehensive ERP platforms that could connect,” says Low. “Today, even a simple blockchain could connect to a large system through APIs in a very efficient and cost-effective way.”

The United States Mint today releases 2025 Kennedy Half Dollars, available in bag and roll options beginning at Noon ET. The coin honors the 35th President of the United States, John F. Kennedy.

First issued in 1964 shortly after Kennedy’s assassination, the half dollar series has spanned more than 60 years. They were struck for circulation annually through 2001, after which declining demand led the Mint to limit production to numismatic purposes. In 2021, demand returned, prompting the Federal Reserve System to resume orders for circulation. Production for circulation has continued each year since.

The following chart shows Kennedy Half Dollar mintages since 2000:

 

*As the year is not over, the U.S. Mint may produce additional coins in 2025.

For collectors, recent numismatic sales of bag and roll options include:

• 2022 Two-Roll Sets: 21,926
• 2022 200-Coin Bags: 10,999
• 2023 Two-Roll Sets: 24,987
• 2023 200-Coin Bags: 11,170
• 2024 Two-Roll Sets: 26,261
• 2024 200-Coin Bags: 9,941

Half Dollar Designs

Gilroy Roberts’ left-facing portrait of John F. Kennedy has anchored the obverse (heads side) design since the coin’s debut, surrounded by the inscriptions LIBERTY, IN GOD WE TRUST, the year, and a mintmark.

The reverse (tails side) shows Frank Gasparro’s adaptation of the Presidential Seal, with a heraldic eagle clutching an olive branch and 13 arrows, a shield, and the inscriptions UNITED STATES OF AMERICA and HALF DOLLAR.

This design has appeared on the coins every year except 1975 and 1976, when Independence Hall was featured to commemorate the nation’s bicentennial.

Ordering, Limits and Pricing

Kennedy half dollar rolls and bags can be ordered directly from the U.S. Mint’s webpage dedicated to half dollar products.

The 200-coin bags are priced at $154.50, an increase from last year’s release price of $147. An initial household order limit of 10 applies, with a product limit of 11,550 bags.

Two-roll sets are available for $36.25, also with an initial household order limit of 10 and a product limit of 26,250 sets. The 2024 two-roll set was initially priced at $34.50.

U.S. equities were lower at midday as the market watched for any possible deals involving Trump administration tariffs and awaited tomorrow’s statement from the Federal Reserve policymakers following their two-day meeting. The Dow Jones Industrial Average, S&P 500, and Nasdaq all fell.

Vertex Pharmaceuticals (VRTX) shares plunged after the biotech firm missed profit and sales estimates on higher costs and issues with sales in Russia.

Shares of DoorDash (DASH) slumped when the food-delivery service missed revenue estimates and made a pair of acquisitions, including a $3.9 billion purchase of British firm Deliveroo.

Coterra Energy (CTRA) shares slid when the oil and gas producer said it was cutting back on capital spending because of macroeconomic uncertainty and the falling price of oil. 

Constellation Energy (CEG) was the best-performing stock in the S&P 500 when the nuclear power provider easily exceeded revenue forecasts and held its full-year profit outlook steady on rising demand for energy from artificial intelligence (AI) applications.

Shares of Ford Motor (F) advanced as the carmaker said auto tariffs won’t cause a significant increase in the price of new vehicles.

Leidos Holdings (LDOS) shares jumped after the defense and technology firm posted better-than-anticipated results as security and defense contracts grew.

Oil and gold futures gained. The yield on the 10-year Treasury note was basically unchanged. The U.S. dollar lost ground to the euro, pound, and yen. Prices for most major cryptocurrencies were mixed, with bitcoin ticking higher.

Playing at online casinos should be an enjoyable experience from start to finish. While games are the main factors, ease and speed of financial transactions also determine overall user satisfaction. With instant withdrawal crypto and Bitcoin casinos on the rise, gambling has never been more seamless.

In this article, we will review 10 of the top instant payout casinos for 2025 based on experience, reputation, and cutting-edge technology. Whether you want to spin the reels on your phone or compete in lucrative daily contests on your PC, one of these recommendations is sure to be a great fit. Let’s get into the details!

List of best instant withdrawal Bitcoin and crypto casinos in 2025:

1. Jackbit Casino – Instant payouts and 100 free spins for new players
2. Flush.com – Fast crypto withdrawals and strong daily promotions
3. 7Bit Casino – Proven platform with fast transactions and massive bonuses
4. BitStarz – Veteran casino with reliable instant crypto payouts
5. Cryptorino – Fast-paying crypto casino with anonymous play and betting
6. BC.Game – Instant withdrawals and up to $220,000 in welcome bonuses
7. FortuneJack – Trusted brand with large crypto jackpots and quick cashouts
8. Winz.io – Modern crypto casino known for speedy transactions
9. JustBit Casino – Built for fast payments with no KYC hassle
10. Stake.com – Big brand with ultra-fast withdrawals and live betting

The top 10 instant crypto casinos in 2025

Before diving into the top picks, it’s important to understand what influences withdrawal speeds. While casinos aim to process payouts ASAP, the underlying blockchain plays a big role. Transactions on slower networks like Bitcoin can take much longer versus faster ones like Ethereum. Compare bonuses, games, and features at the leading Ethereum casinos.

With that in mind, here are the best instant crypto casino options:

1. Jackbit – Easy bonuses and quick withdrawals

A relative newcomer that’s quickly rising through the ranks, Jackbit Casino offers players an impressive modern casino experience to match its rivals. Take advantage of their generous welcome offer to receive 100 free spins simply for making your first deposit.

Jackbit stands out for supporting an extensive range of cryptocurrencies and traditional payment options. This makes depositing and cashing out a breeze whether you prefer Bitcoin, Ethereum, or standard credit cards and e-wallets.

What’s more, the casino processes crypto withdrawals in as little as 10 minutes. Their lightning-fast payouts are some of the fastest in the business. For fun and thrilling casino action without friction or delay, Jackbit is a great pick.

2. Flush.com – Top all-rounder

As one of the true OG’s of the instant withdrawal niche, Flush.com has stood the test of time with a laser focus on speed and service. New players are treated to a 150% matched welcome package worth up to $1,000.

Flush.com lives up to its name by delivering unmatched quickness when it comes to finances. Crypto withdrawals hit digital wallets in real time, while credit card refunds are processed within 24 hours. Their site is optimized for both mobile and desktop play too.

Catering to high rollers and casual gamers alike, Flush.com’s vast game selection across slots, table games, and specialty titles is second to none. Their rock-solid reputation and industry-leading conveniences make Flush.com a top contender.

3. 7Bit Casino – Best game selection

A true one-stop-shop for all things crypto gambling, 7Bit Casino has carved out an impressive niche with its generous bonuses and instant withdrawals. New players can earn up to 5 BTC spread out between matching deposits one through four – that’s huge!

On top of the cashable welcome package, 7Bit offers 250 free spins and 75 no-deposit spins as part of their red carpet treatment. Withdrawals in Bitcoin and selected altcoins take place instantly. You read that right, there is zero waiting around after cashing out wins.

They’ve also got you covered across 4,000+ top-tier games from the best developers. 7Bit Casino strikes an ideal balance of massive perks, seamless finances, and entertainment.

4. BitStarz – Top reload bonuses

BitStarz Casino knows a thing or two about keeping players happy, and their alluring bonuses and rapid payouts show it. Grabbers can receive up to 5 BTC in welcome cash split across four 125% matched deposits.

And that’s not all – you’ll also get 190 free spins and 30 no-deposit spins thrown in for maximum entertainment value right off the bat. Beyond their top-shelf rewards, BitStarz truly shines with blazing-fast crypto payouts processed within 10 minutes.

Their site is optimized for complete functionality on desktop and mobile too. BitStarz offers a little something for everyone with a massive selection including niche progressive jackpot slots. This veteran casino stands out as a fantastic option.

5. Cryptorino – Fast-paying crypto casino

Cryptorino is a rising crypto casino that prioritizes privacy and instant withdrawals. New users can sign up using only an email address, with no KYC verification required. The platform accepts Bitcoin, Ethereum, Dogecoin, Tether, and other major coins, enabling secure and quick transactions from the start.

Game variety is solid, with 6,000+ slots, live dealer tables, and specialty games. For bettors, there’s a dedicated sportsbook covering traditional sports and esports. Cryptorino also offers regular promotions, including 10% cashback every Thursday and matched deposit bonuses for both casino and sports betting.

What sets Cryptorino apart is its combination of privacy and speed. Withdrawals are typically processed within minutes, especially when using crypto wallets. That makes it a great choice for players who want to gamble without delays — and without revealing personal information.

6. BC.Game – Best overall bonuses

A longtime leader in the space, BC.Game continues to push boundaries with its industry-leading welcome package and lightning-fast financials. New players can enjoy a massive 360% matched deposit bonus across their first 4 deposits, worth up to a whopping $220,000 total. Among crypto casino welcome bonuses, this one stands out as the best.

On top of that, BC.Game dishes out free spins daily to keep the fun flowing. And if you want to bet on sports, they’ve got you covered with a huge 200% matched free bet bonus as well.

As for withdrawals, BC.Game really shines – you can expect funds from crypto sales and withdrawals to hit your wallet within 10 minutes. Their site is optimized for both mobile and desktop, so you can spin on the subway or bet before bed with equal ease. Reputation, selection, and rewards – this platform delivers it all.

7. FortuneJack – Top live games

Veterans in crypto gambling, FortuneJack continues setting standards high with their unmatched bonus structure and rapid payouts. New members can receive up to 6 whole BTC spread over four 110% matched deposits.

That’s not all – FortuneJack rewards explorers with 450 free spins as well as 100 no-deposit spins upfront. As if that wasn’t enough, they proudly advertise “instant” crypto withdrawals that materialize in your wallet in the blink of an eye.

Their robust platform caters to high rollers and casuals alike with specialty games, live dealer action, and a dedicated sportsbook. All around, FortuneJack offers a rich experience with loads of perks and financial convenience without compromise.

8. Winz – Best design for users

Winz.io has quickly earned recognition as a leader in instant withdrawals and innovative contests. New users can take advantage of 0.1 BTC and $20 in bonus cash plus entry into their Golden Spin wheel competition.

Winz offers over 8000 games. Crypto withdrawals are processed instantly, while credit options take just one business day. Their state-of-the-art platform delivers buttery smooth gameplay on any device too.

Winz.io differentiates itself further with unique experiences like in-game challenges and weekly freebies. It’s little touches like these that cement Winz as a premiere spot for top-notch service, action-packed entertainment, and rapid payouts.

9. JustBit – Top speed

Though relatively new on the scene, JustBit Casino has garnered plenty of praise for its simple yet effective welcome package and best-in-class withdrawal speeds. New members can unlock up to $750 across three deposits of 125% each, plus 75 free spins for fun right off the bat.

But where JustBit truly shines is finances – they proudly advertise “instant” payouts for crypto sales and transfers. Our experience corroborates their claim, with BTC withdrawals taking mere seconds to initiate. Credit options take a leisurely 24 hours too.

JustBit also caters well to players on the go with an optimized mobile experience to match the desktop. All in all, their emphasis on speed, bonuses, and mobile-friendliness is a recipe for satisfaction.

10. Stake.com – Top gambling metaverse

Stake hosts lucrative $100k+ prize pool daily races where players bet virtual funds trying to outpace others. They also run customized casino challenges with rankings, leaderboards, and payouts for top performers. Regular prize giveaways and freerolls add extra incentives. While payouts take up to 1 hour, Stake’s engaging games make the wait pass in no time.

Their smooth web/mobile platform hosts 5,000+ top games too. Stake provides a unique social spin on gambling with creatively designed contests. It’s a refreshing alternative for those seeking interactive entertainment over big bonuses.

Factors to consider when choosing an instant crypto casino

When picking between these top options, consider the following factors based on your preferences:

• Welcome bonus value – bigger is better generally, but watch out for complex terms
• Game selection – diversity is king, but quality matters more
• Withdrawal speed – seconds or minutes is ideal for instant access
• Crypto options – check which coins they support for flexibility
• Bonus terms – make sure you understand wagering requirements
• Customer support – reputable sites have 24/7 live chat
• Trustworthiness – avoid newbies, favour experienced brands
• Mobile compatibility – check apps or mobile site usability
• Additional perks – VIP programs, cashback, tournaments etc

Carefully weigh up each casino based on your priorities to find the perfect instant crypto betting experience.

The bottom line

In the modern online gambling landscape, seamless finances are table stakes. The top instant withdrawal casinos reviewed here go above and beyond with lightning experiences, massive perks, and premium entertainment value.

Whether you’re after huge first deposit matches, lucrative daily spins, or innovative contests, these 10 operators deliver convenient games and payouts without compromise. Never wait around to start having fun or cashing out wins.

The instant crypto and Bitcoin casinos on this list set the gold standard for overall user satisfaction from sign-up to payout. Their robust perks, futuristic operations, and top-shelf games make for an enjoyable gambling experience from start to finish.

Interested in betting on the go? Read our list of the best crypto casino apps for slots, blackjack, and other games.

Shares of medical equipment company Koninklijke Philips (PHG) shares are dropping Tuesday after the Dutch conglomerate said it had cut its target profit margin due to tariffs.

The company, which announced the new guidance as it posted better-than-expected quarterly sales, said it was reducing its full-year adjusted earnings before interest, taxes, and amortization (EBITA) margin target. Its first-quarter adjusted EBITA margin had fallen 80 basis points year-over-year to 8.6%.

“Philips’ outlook for full year 2025 is updated to include the assumed impact of currently announced tariffs,” the company said, citing an “uncertain macro environment.”

“This includes current bilateral US-China and rest of world tariffs, the resumption of the paused US tariffs on July 9 and excludes potential wider economic impact,” the company said. It kept its comparable sales growth forecast unchanged at between 1% and 3%.

The company said it projects its full-year adjusted EBITA margin range to be 10.8%-11.3%, including an estimated net tariff impact of 250-300 million euros after  “substantial tariff mitigations.” That amounts to a 100 bps reduction versus the previous forecast.

The lowered guidance comes as the company posted first-quarter sales that beat analysts’ estimates. The company posted revenue of 4.1 billion euros versus a 4 billion euros consensus forecast from analysts polled by Visible Alpha.

The company’s shares are down a bit more than 2% this year.