American Express Tops Estimates as Consumers Continue Spending

American Express Tops Estimates as Consumers Continue Spending

American Express Tops Estimates as Consumers Continue Spending



American Express (AXP) on Thursday reported better-than-expected first-quarter results on solid consumer spending.

The credit card giant reported first-quarter earnings per share (EPS) of $3.64 on revenue that rose 7% year-over-year to $16.97 billion. Analysts surveyed by Visible Alpha had expected $3.47 and $16.94 billion, respectively. Net interest income was $4.17 billion, just above the $4.10 billion consensus.

American Express CEO Stephen Squeri said the firm saw first-quarter consumer spending “consistent with and in many cases better than what we saw in 2024.” The company affirmed its full-year outlook of 8% to 10% revenue growth and EPS of $15.00 to $15.50 “subject to the macroeconomic environment.”

American Express shares were up less than 1% immediately after the report. They entered the day down about 15% so far this year.

Last week, Bank of America analysts upgraded the stock’s rating to “buy,” saying the firm’s “high-quality customer base” would help it be more resilient in an economic turndown or recession.



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