Archives June 2025

Tipping is leaving a number of Americans, especially GenZers, in an unhappy place.

The practice can be a prickly topic, and it’s getting under the skin of more consumers. As many as 41% of Americans recently surveyed feel that tipping culture has gotten out of control, up from 35% last year, according to a new report from Bankrate. Annoyance with pre-entered tip screens on electronic payment systems, which have become seemingly ubiquitous, is at 38%, up from 34% last year, the report said.

“We’re being asked to tip in all kinds of unconventional settings,” said Ted Rossman, senior industry analyst with Bankrate. “We’re being asked for tips at pick-your-own strawberry farms. Some people have reported being asked for tips at doctors’ offices. Some of this is pretty crazy.”

About two-thirds of Americans have at least one negative view about tipping and are of the opinion that businesses should pay their employees better rather than leave them to rely on tips. Congress is considering a budget proposal that could mean a tax break for some workers who earn tips.

“Businesses are hesitant to raise prices more than they already have but they are also looking for ways to funnel more money to their workers without having to foot the bill,” Rossman said. “So tipping has become kind of hidden surcharge of sorts.”

Tipping Levels Among Younger Consumers ‘Phenomenally Low’

Younger Americas are less inclined to tip frequently, according to Bankrate. The report said 25% of GenZers and 45% of Millennials, for example, always tip their hair stylist or barber, compared to 67% of GenXers and 71% of Baby boomers.

At sit-down restaurants, 43% of GenZers and 61% of Millennials said they always tip for service, versus 83% of GenXers and 84% of Boomers. Those attitudes can be partly attributed to younger people generally having less money, according to Rossman, but many also believe the practice is unfair to workers.

“These levels seem phenomenally low among the younger consumers,” Rossman said. “Tipping is part of the American way of life—it’s not going away anytime soon, as much as we may grumble about it.”

While more people are complaining about the practice, according to Bankrate, the percentage of Americans who always tip has stabilized after years of decline. 

“Overall, fewer people are tipping now than they were in 2021,” Rossman said. “But we have reversed some of the declines.”

The Bankrate report was based on a survey of nearly 2,300 adults conducted in late April.

What a difference a year makes… 

Not long ago, AI’s best attempt at video generation resulted in that cursed clip of Will Smith shoveling spaghetti into his mouth with his four-fingered hands.

But now the world has Google’s Veo 3 at its fingertips – the tech titan’s latest AI video generation tool. And the results we’re seeing are nothing short of astonishing.

This shiny new model can generate ultra-realistic, 1080p, synchronized audio-visual content based on a simple text prompt…

“A woman, classical violinist with intense focus, plays a complex, rapid passage from a Vivaldi concerto in an ornate, sunlit baroque hall during a rehearsal. Her bow dances across the strings with virtuosic speed and precision. Audio: Bright, virtuosic violin playing, resonant acoustics of the hall, distant footsteps of crew, conductor’s occasional soft count-in (muffled), rustling sheet music.”

And within seconds, there she is, in video so realistic, you can even see individual hairs on her head highlighted by the sun.

She’s almost tangible. The music is swelling. And no human lifted a single camera.

What we’re witnessing with the launch of Google DeepMind’s Veo 3 isn’t some gimmicky tech demo or mere novelty for nerds on X. This seems more like the starting pistol for the next great creative-industrial upheaval – and if you’re in the business of making or investing in content, it’s time to get serious.

Yes, Veo 3 may be limited to eight seconds today. But that’s not a wall; it’s a runway. And if you’ve been paying any attention to the exponential trajectory of AI development, you know where this might go next.

Longer clips, then full scenes, entire episodes… and eventually, complete seasons. Perhaps one day, personalized stories crafted in real-time based on what you like to watch.

It’s coming – fast. 

This could be the beginning of the end of Hollywood as we know it…

And the start of a new era of AI stock dominance in the content world.

AI Video’s “iPhone Moment” Is Here – And It’s Called Veo 3

Obviously, this isn’t the industry’s first attempt at AI-generated video. Runway’s Gen-2 was a cool prototype. OpenAI’s Sora looked great in a lab. But Veo 3 is different. 

It’s the first model with:

• 4K visual quality
• fully integrated audio
• cinematic camera movement
• deep prompt adherence
• and, crucially, a launch partner with billions of users and a roadmap to global rollout

In our view, Google has aimed a shotgun full of GPU clusters directly at Hollywood’s business model.

And Veo 3 is just the tip of the spear. Behind it are entire pipelines – Gemini-powered plot generators, scriptwriting agents, motion planners, and real-time editors. 

Google is compressing the entire TV and film production supply chain into a single generative stack.

Do you know what happens when you take a years-long, $100-million content pipeline and squeeze it down into a GPU-powered prompt that costs pennies?

You break the game…

Why Veo 3 Could Mark the End of Old-School Hollywood

If you work in video production – or the hundreds of satellite roles orbiting it – AI just kicked in your trailer door with Veo 3.

Think about it. With this quantum leap in AI’s video generation capabilities, actors could soon be replaced by photorealistic avatars and voice clones. No need for makeup artists; glam will be digitally rendered in post.

Goodbye, set designers; hello, infinite virtual stages.

Cinematographers? AI models now handle camera movement with humanlike precision.

Now, writers, you’re still needed… but you’d better learn to prompt.

This might feel like sci-fi, but it’s more so basic economics. 

Studios are always hunting for ways to reduce cost and time. And AI doesn’t sleep, unionize, forget lines, or demand a four-figure payday.

That’s why we expect that over the next five to 10 years, AI will eat the technical backend of filmmaking the way Amazon ate retail – and with the same ruthless cost-efficiency.

Can President Donald Trump make 89 trade deals in 34 days? The trajectory of the U.S. economy could depend on it.

Wednesday marks a key deadline in Trump’s negotiations with U.S. trading partners. The White House sent a letter earlier this week asking dozens of countries to submit their “best offer” for a trade deal by June 4.

Various trade partners have been in talks with the U.S. to avoid country-specific “reciprocal” tariffs, which Trump paused for 90 days shortly after announcing them. If trade deals cannot be reached, the duties will resume on July 9 at midnight Eastern Time.

“This letter was simply to remind these countries that the deadline is approaching and the president expects good deals, and we are on track for that,” White House Press Secretary Karoline Leavitt said at a press conference Tuesday, confirming an earlier report about the letter from Reuters.

And that’s not the only tariff deadline looming. On July 9, a 50% tariff will be levied against goods from the European Union. On August 12, a 90-day pause on 145% tariffs against China expires.

Can the Administration Make All 90 Trade Deals With the Time Left?

In April, Trump trade advisor Peter Navarro said it was possible the U.S. would make “90 deals in 90 days.” So far, the U.S. has only signed an agreement with Great Britain, one of its closest allies, and not one of the nations targeted for hefty “reciprocal” tariffs.

Some trade experts have been skeptical that Trump could negotiate such a large number of trade deals in such a short period. Historically, trade negotiations have been slow and complex, and have taken on average more than a year to hammer out.

On Polymarket, a betting website, gamblers were pricing in better than 50% odds of India and Japan making a deal with the U.S. before July. Deals with other countries are seen as less likely.

Negotiations May Have Gotten Complicated

Further clouding the outlook are the legal obstacles to the tariffs.

Last week, a federal court struck down many of the tariffs, only to have an appeals court allow them to proceed at least temporarily. Trade experts have said Trump could still impose tariffs if he ultimately loses the legal battle, but the uncertainty could affect how other countries approach the negotiations.

If the negotiations fail, the economy and household finances could pay a steep price. If deals are not reached and the deadline is not extended, the full brunt of Trump’s proposed tariffs will go into effect, and import taxes will skyrocket.

Some forecasters, including Goldman Sachs, have warned the economy will likely fall into a recession if that happens. Currently, Goldman is forecasting a 35% chance of a recession based on the assumption that the full reciprocal tariffs will not be put in place.

As you and your partner think about growing your family, it’s important to recognize that your priorities and financial goals will change. Having a baby is one of the most financially significant milestones a family will experience, and it will likely change the trajectory of your financial plan moving forward.

That being said, there are steps you can take now to help prepare for the journey ahead, from considering the medical costs to starting a college fund, and just about everything in between.

Here are 10 key financial steps to take now to prepare for the life changes that come with growing your family.

1. Review Your Health Coverage

If you have health insurance, check with your provider to see what prenatal care is covered and what you’ll be expected to pay out-of-pocket. Medically necessary costs relating to the pregnancy and birth must be covered by most health insurance plans, but additional services will likely be at your own expense.

Keep in mind, just because a service is “covered” by your provider doesn’t mean you won’t be paying for it. In most cases, you’ll still be required to pay for most services until your annual deductible has been met, or if a copay or coinsurance is required.

In a few states, pregnancy confirmed by a medical professional can count as a qualifying life event for a special enrollment period. Otherwise, you’ll need to wait until the baby is born to change your plan or obtain coverage through a special enrollment period (if you don’t have health insurance). Uninsured individuals can check for eligibility through Medicaid or CHIP, both of which raise the income limits for pregnant women (making it easier for more individuals and families to qualify).

2. Plan for Family Leave

While the United States does not have federally mandated paid parental leave, eligible employees may be able to use Family and Medical Leave (FMLA) to take up to 12 weeks of protected, unpaid time from work.

Check if your employer offers any paid parental leave or if you can use accrued vacation or sick days. Short-term disability benefits may also help bridge the gap. The key is planning ahead for any period of unpaid time off.

Because paid time off is not a guarantee, you’ll need to consider how a pay gap will impact your financial well-being. In preparation, you may need to set more aside in savings, for example, and speak to your employer about your options. 

3. Plan for Baby Expenses

There’s no denying it, babies are expensive and they require lots of accessories. While you may be able to offset some costs with the help of a baby shower or gifts from loved ones, you’ll still need to plan to buy quite a bit in preparation for your baby’s arrival (and in the months following their birth as well).

Some high-ticket items could include:

• Formula
• Diapers
• Stroller
• Crib and mattress
• Car seat
• High chair
• Baby clothes

In the future, you’ll also need to consider additional costs like childcare, baby food, baby gates and other safety equipment, toys, and making contributions to a college savings fund.

4. Plan for Childcare

Childcare, aside from insurance and medical bills, will likely be one of your highest costs associated with starting a family. Your options for childcare vary greatly, depending on where you’re located, your family status, and your goals or priorities. That being said, the average annual cost of childcare in America for infants is around $17,171, over 19% of a median family’s income.

Considering the cost of childcare can easily exceed a family’s rent or mortgage payment, it’s worth considering your most realistic plan of action. If you have parents or other loved ones nearby who want to help out, this can certainly reduce the cost (even if they watch the child for just one day a week). 

If you plan on leaving the workforce to stay home with your child permanently, consider how a drop in household income will impact your ability to address your new financial obligations and ongoing long-term goals (like retirement savings or homebuying).

5. Create an Emergency Fund

Everyone should have an emergency fund, but it becomes increasingly important once you prepare to start a family. Right now, it’ll be hard to predict exactly how your financial situation will change.

You can estimate your medical expenses and price out baby equipment, but ultimately, you should prepare for the unexpected. This could include a sudden job loss, car repairs, the need to buy a bigger home sooner than expected, an economic downturn, or even a set of twins. 

6. Plan to Get a Social Security Number for Your Child

Your newborn will need a Social Security number. You can indicate that you’d like to apply for your child’s Social Security number while you complete the birth registration paperwork in the hospital.

Once the Social Security Administration assigns your child a number and mails out an official Social Security card, you can use that to do things like apply for health insurance for the child and open a bank account in their name.

7. Update your Life Insurance and Disability Insurance

If you have insurance policies, they’ll need to be updated to reflect your changing family status.

Consider whether your existing life insurance, for example, offers enough coverage to address the needs of your surviving spouse and child (or children). This could include large expenses like the mortgage payments and utilities, childcare, school tuition, and future college costs.

You may be enrolled in your employer’s group life or disability insurance already. If that’s the case, speak to your employer about purchasing additional coverage or finding a separate policy that better suits your needs.

8. Open a Savings Account for Education

The cost of college continues to rise, and if you’d like to help offset your child’s future educational costs, now’s the time to start saving. As soon as you’re able, open an education-focused savings or investment account, and start setting aside what you can (while still keeping up with your other financial priorities and long-term savings goals).

A 529 plan is a state-sponsored savings plan specifically designed to help families save for educational expenses in a tax-advantaged manner, since withdrawals may be tax-free if used on qualifying expenses.

You can also establish a Uniform Transfers to Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA) account, which provides more spending flexibility for your child once they become a legal adult (though these accounts don’t come with the same tax advantages).

9. Update Estate Planning

Once you have a child, your estate planning documents will need to be updated. In your will, for example, you should designate a legal guardian in the event you and your spouse die. You can also add your child as a beneficiary of your estate. You may also want to consider identifying another family member or a trusted individual as a trustee of your child’s inheritance, should you die while they are still a minor.

If you have a financial power of attorney, update it to ensure your selected individual can make financial decisions for your child in the event you become incapacitated as well.

10. Start Saving for Future Expenses

Perhaps the most important step you can take is to start saving now for future expenses, including those that feel impossibly far down the road. Not only will you incur expenses during the pregnancy and childbirth, but you’ll need to consider things like higher healthcare costs, time off work (especially if one spouse is leaving their job for good), and childcare costs—in addition to your other recurring financial obligations and bills.

You’ll also need to take into account the risk of inflation and the impact rising prices will have on your expenses over time. The more you’re able to set aside now, the more prepared you’ll be to handle the unexpected and ongoing costs of having a child.

The Bottom Line

As you consider the logistics of having a child, don’t underestimate just how much your family’s finances will change. From prenatal care into infancy and up through college, it can easily cost thousands of dollars each month to provide everything your family needs to continue growing and thriving.

Start saving early, leverage the power of compounding earnings, and keep your protection plans up-to-date to ensure your family is well-cared for now and in the future.

Apple (AAPL), one of the famed Magnificent Seven stocks, is no longer a “buy,” according to analysts at Needham. 

The iPhone maker’s valuation is too pricey compared with its Big Tech peers and doesn’t appear primed for a strong device upgrade cycle, Needham wrote to clients Wednesday. Analyst Laura Martin downgraded Apple to “hold” from “buy” and withdrew its price target of $225. “We move to the sidelines for AAPL owing to its expensive relative valuation, increasing fundamental growth headwinds, and rising competitive threats,” Martin said in the research report. 

Apple’s share-price growth is dependent on a successful iPhone upgrade cycle, which Needham doesn’t expect within the next year, even with the iPhone 17 expected to drop this fall. The downgrade comes as Apple has turned in one of the worst performances among the Magnificent Seven stocks so far in 2025. The stock is currently neck-and-neck with Tesla (TSLA) for that title, with both down about 18% this year.

Smartphone Shipment Growth Expected To Slow

Smartphone demand in general is under pressure, technology analysis firm Counterpoint Research said Wednesday. The group revised downward its global smartphone shipment growth forecast to 1.9% in 2025—below its prior estimate of 4.2%—citing the impact of U.S. tariffs. North America shipments are expected to decline 3% this year, easily the worst projection for any region. 

“All eyes are on Apple and Samsung because of their exposure to the US market,” Counterpoint Associate Director Liz Lee said. “Although tariffs have played a role in our forecast revisions, we are also factoring in weakened demand.”

President Donald Trump warned Apple last month that the administration will impose a tariff of at least 25% on iPhones sold in the U.S. that are made in other countries, including in India, where the company has shifted production to avoid import taxes on China.

Apple Is Not a Cloud Company, Needham Says

One issue for Apple, relative to its peers, is that its strides in artificial intelligence can only be used to improve its own ecosystem, Needham said. Meanwhile, Google parent Alphabet (GOOGL) can drive revenue by charging other companies a fee to use its Gemini models, and Amazon (AMZN) makes money from firms using its Amazon Web Services. 

“AAPL does not own a Cloud business so this becomes a cost center, rather than a new [revenue] and margin upside driver,” Needham said. 

Apple will get a chance to make its case for the future at its Worldwide Developers Conference next week. The company is expected to introduce an iOS update as well as a potential new AI partnership with Google, according to Goldman Sachs analysts.

Of the 12 analysts covering Apple tracked by Visible Alpha besides Needham, eight have “buy” or equivalent ratings, with two “hold,” and two “sell” ratings. Their targets range from $170 to $270.

Apple shares were little changed in recent trading, just above $203 a share. (Read Investopedia‘s full coverage of today’s trading here.)

The majority of Americans are eager to take a summer vacation this year, even if they have to plan a cheaper trip to adjust for potential tariff-related inflation.

Travel rates have continued to hit record highs after COVID-19 pandemic restrictions lifted years ago. In fact, travel is up by 19% since 2022, and about half of consumers say travel is more vital now than it was five years ago, according to a survey by Expedia Group.

However, President Donald Trump’s back-and-forth tariffs have worried many consumers, who are unsure of their economic impact. Yet even with so much uncertainty, 88% of consumers are still planning a vacation, Expedia found.

Travel Is A Priority, But So Is Cutting Costs

While consumers are still willing to spend money on on a summer trip, almost six in 10 consumers expect to be more price-conscious while traveling this year, according to Expedia Group.

A March Deloitte survey found that travelers planned to spend 21% more on travel this summer than last year. However, that number shrank to 13% when consumers were surveyed in April, the month Trump’s widespread tariffs went into effect.

“Travelers appear eager to embark on their summer trips, but pricing pressures and economic influences are expected to chart the course for how they get there,” said Kate Ferrara, vice chair and U.S. transportation, hospitality and services sector leader for Deloitte, in a press release. “By swapping flights for road trips or planning shorter, budget-friendly adventures, travelers are likely seeking value while making memories.”

To achieve budget-friendly vacations, more travelers are favoring shorter, more frequent escapes over one big trip. In addition, 33% are planning to stay at budget hotels, 30% will stay with family and friends, 20% will pick cheaper airfare, and 22% will drive instead of fly, according to Deloitte.

Many are also blending work trips with leisure for a cheaper “bleisure” or “flexcation” trip, according to Expedia Group. This year, almost a quarter of travelers plan on working remotely while on vacation. Compromising in this way has allowed increasingly more travelers the opportunity to take longer trips to international destinations, according to Deloitte.

Canada last month named its first-ever AI minister, joining a list of countries that already includes the United Arab Emirates, France, and Taiwan.

For the role, newly elected Prime Minister Mark Carney tapped Evan Solomon, a former TV host who has worked for the publicly owned Canadian Broadcasting Corporation and the private network CTV. Previously, the AI domain fell largely under the industry portfolio. Canada is a leader in the field. In 2017, it became the first country to release a national AI strategy. By 2020, it ranked fourth out of 54 countries in the Global AI Index based on level of AI implementation, innovation, and investment—although it has since dropped to eighth place.

Despite its strength in AI research, however, Canada has been slow to scale the technology commercially.

“This is a positive and important first step,” says Adegboyega Ojo, Canada research chair in Governance and Artificial Intelligence at Carleton University’s School of Public Policy and Administration. “The creation of the Ministry of AI and Digital Innovation signals the new government’s intention to prioritize AI development as part of its broader ambition to build an economy of the future.”

Recent announcements by Canadian telecom giants Telus and Bell of investments in AI infrastructure are also encouraging, Ojo adds, as they should attract private sector investment and strengthen the country’s AI ecosystem.

Still, the challenge ahead could exceed the scope of the current blueprint, Ojo cautions: “The new minister may need to take on a broader coordination role beyond the government’s plans to expand AI infrastructure, invest in training, promote adoption and commercialization, and streamline AI procurement through the AI procurement through the [proposed] Office of Digital Transformation.” That, Ojo argues, will include working closely with counterparts in other ministries and departments as well as across provincial and territorial governments to ensure that AI is deployed strategically in areas where it can generate the greatest economic value, promote social inclusion, and support environmental sustainability. “To address the need for coordination effectively, the government will need to set bold and measurable goals that align AI deployment with national priorities,” he says. “This is what AI-driven transformation is really about.”

Getting started in the online crypto casino space doesn’t have to cost you a single satoshi. Some of the top platforms in the industry offer attractive “no deposit” promotions to new players, allowing you to try out games and earn real rewards without risking any of your funds.

In this article, we’ll be taking a look at 7 of the best crypto casinos offering free signup bonuses with no deposit required in 2025. From generous free spin allowances to matching deposit bonuses, there are plenty of opportunities to grow your balances from the get-go.

The best free crypto sign-up no-deposit bonuses in 2025:

1. 7Bit Casino – Provably fair games and generous promotions
2. CryptoGames – Free spins via VIP levels and daily promos
3. CoinCasino – Super Spins bonus with low entry threshold
4. BitStarz – Instant free spins and a huge game selection
5. FortuneJack – Top-rated crypto-friendly casino
6. KatsuBet – Stylish site and memorable promos
7. Mirax Casino – Smooth experience and 40 free spins

The best no deposit bonuses for new crypto gamblers

Let’s start with a quick overview of 7 top platforms that offer no deposit bonus codes allowing new users to try their services risk-free:

1. 7Bit Casino – A well-rounded crypto casino

Leading the pack is 7Bit Casino with an unmatched new player offer. By simply registering an account with the bonus code “75BIT“, all new players are entitled to 75 free spins to use on any game from 7Bit’s expansive portfolio. That’s more than enough fun to get acquainted with the site and potentially get some nice wins.

But the good times don’t stop there. 7Bit shows continued support for first-time depositors by awarding an additional 325 free spins along with a 150% match bonus of up to 5 BTC. Together with the initial no-deposit spins, that’s over 300 free games on the house to get started in style.

How to claim: Sign up using our exclusive link. Enter the “75BIT” code during registration and confirm by email. Free spins will appear automatically.

2. CoinCasino – Up to 50 Super Spins With Low Deposit

CoinCasino brings high-stakes flair to the crypto gambling world with over 2,000 casino games, most of them slots. While it doesn’t offer a no-deposit bonus, new players can get up to 50 Super Spins as part of its welcome package, which also includes a 200% bonus up to $30,000. Popular crypto options like BTC, ETH, ADA, and LTC are supported, along with Visa and Mastercard.

The platform also includes a modern sportsbook, multilingual support, and WalletConnect login. Though demo mode isn’t available, CoinCasino is a fast, well-optimized crypto slots site with a sleek interface and high bonus potential for new signups.

How to claim: Create an account and make a deposit of at least $10 to trigger the 200% bonus and receive up to 50 Super Spins automatically.

3. CryptoGames – Free Spins Through Daily Play and VIP Levels

CryptoGames is a minimalist crypto casino with a provably fair foundation. It offers just 10 games — including a house-developed slot — but makes up for the small library with a VIP system that unlocks free spins and rakeback rewards over time. No KYC is needed, and players can get started for as little as $3.

There’s no formal no-deposit bonus, but consistent players benefit from daily promos, leaderboard prizes, and up to 600 free spins through loyalty rewards. This makes it a solid pick for long-term, strategy-driven slot players.

How to claim: Register a new account and play regularly to level up your account and unlock free spins and crypto-based promos through the VIP rewards system.

4. BitStarz – Leading the way in Bitcoin gaming

Next up is the BitStarz casino, known industry-wide for its rewarding bonus structure. New players here can look forward to 30 free spins simply for registering – no deposit or spin wagering terms to worry about.

Those spins are playable on the ever-popular Fortune Rabbits Go Wild slot. While the potential rewards might seem modest compared to 7Bit’s offering, Bitstarz more than makes up for it with lucrative deposit match bonuses.

Across the first four deposits, players can earn up to 190 additional free spins alongside up to 5 BTC in bonuses, which easily makes BitStarz’ offering one of the highest-value new player programs around. With such value on both the no-deposit and deposit fronts, it’s easy to see why Bitstarz remains a fan favorite.

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5. FortuneJack – Established name with a modern twist

Renowned as one of the OGs in crypto gambling, FortuneJack has been treating players well since 2014.

Newcomers can quickly get comfortable with 100 free spins on registration. But more than most other sites, FortuneJack puts serious funding behind welcoming new money.

Depositors qualify for a 100% match on up to 5 BTC across their first four deposits. Doing the math, that’s potentially 25,000 mBCH or 5,000 mBTC in bonuses alone.

Between the no-deposit spins and FortuneJack’s ultra-high roller welcome package, this veteran casino stands out as an ideal choice for both newbies and high-stakes players alike.

How to claim: Complete registration, confirm email/phone, and activate the bonus from the profile page.

6. KatsuBet – Stylish crypto casino on the rise

Taking on a Japanese anime theme, KatsuBet is one of the flashiest new entries to hit the crypto gambling scene, and they want new players to join in on the fun stress-free.

Simply by registering an account with code “CASH“, 50 free spins will land instantly in your lobby. No deposit or wagering requirements apply, just jump straight into your free games.

KatsuBet then entices further activity with a 5-tier welcome package potentially worth up to 5 BTC in bonuses. That includes up to 250% extra on your first deposit along with 200 additional free spins.

Well-designed and packed with engaging game varieties, KatsuBet is a real competitor. Their attractive new player deals are just further reasons to check out this rising casino.

How to claim: Enter bonus code “CASH” during registration. Free spins appear after email confirmation.

7. Mirax Casino – Newcomer with old-school charm

Rounding off our list of the best free crypto bonuses is Mirax Casino. As a relative newcomer, their offer is more modest at 40 no-deposit free spins.

However, Mirax more than compensates long-term with a lucrative welcome promotion unlocking up to 5 BTC in bonuses over your first four deposits.

Deposit matches here range from 50-100% with over 150 free spins awarded in total. That makes Mirax one of the highest maximum reward casinos around for committed players.

While their initial no-deposit gift is smaller than peers, Mirax still provides a myriad of risk-free chances to hit it big. So, don’t sleep on this lesser-known contender when seeking profitable long-term potential.

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Maximize your profits with these epic no-deposit crypto casino offers

No-deposit perks let crypto casino rookies try out games and figure out which gambling sites suit their styles and budgets before depositing any money. But to fully benefit from these generous intro offers, newbies need to follow a few guidelines:

Read all the terms and conditions carefully

Each bonus comes with conditions around things like software compatibility, country restrictions, redeeming limits, and critical wagering requirements. Blowing an offer due to a technicality means leaving cash on the table.

Play games with the best odds

House edges on casino games vary, so focus free spins on slots with RTPs over 96% for the best statistical chances of winning real Ether or Bitcoin. Bitcoin remains the most popular crypto for gambling due to its adoption and liquidity. Other top coins include Ethereum, Enjin Coin, Chiliz, and Theta Token.

Go for deposit-match unlocks, too

While no-deposit spins are a nice perk, deposit bonuses fuel even bigger wins. Make the most of an offer by meeting reload terms while demo spins last.

Avoid chasing losses with real funds

Free casino credits let players gamble without risk. But once bonuses expire, continuing to spin games in the red means very real chances of draining bankrolls. Set limits and walk away up.

The bottom line

These 7 crypto casinos represent the absolute best places to test the waters completely risk-free. Whether you’re looking for massive free spins or maximum bonus rewards- there’s an enticing sign-up offer here to suit everyone. Learn tips for choosing the right crypto casino that matches your needs and guarantees a secure and enjoyable betting experience.

U.S. equities were slightly higher at midday as a weaker-than-expected private sector employment report sent bond yields tumbling. The Dow Jones Industrial Average, S&P 500, and Nasdaq were all higher. 

Shares of D.R. Horton (DHI) and other homebuilders advanced on the falling borrowing costs and President Donald Trump’s renewed call for Federal Reserve Chair Jerome Powell to slash interest rates.

Thor Industries (THO) shares rose when the recreational vehicle (RV) maker beat profit and sales estimates on higher North American demand and its effort to reduce expenses.

Wells Fargo (WFC) shares were up as the Fed lifted the asset cap it slapped on the bank seven years ago following a series of scandals. 

Dollar Tree (DLTR) was the worst-performing stock in the S&P 500 after the discount retailer warned its current-quarter profit could take a 50% hit because of costs from new U.S. tariffs.

Shares of CrowdStrike Holdings (CRWD) slid when the cybersecurity firm gave weak guidance as it continues to feel the fallout from its glitch that led to a global IT outage last year.

Tesla (TSLA) shares declined when sales of the carmaker’s EVs fell in Britain, Germany, and Italy last month.

Oil futures fell. Gold prices rose. The U.S. dollar lost ground to the euro, pound, and yen. Major cryptocurrencies were mixed. 

Hong Kong’s Mandatory Provident Fund Schemes Authority (MPFA) instructed the city’s fund managers last month to prepare for possible fallout from Moody’s
recent reduction of its US Treasury debt rating from Aaa to Aa1.

The territory’s mandatory provident funds (MPFs)—Hong Kong’s compulsory retirement savings schemes—are val- ued at approximately $167 billion, of which about 37% were invested in bonds and balanced funds as of the close of last year. Participating fund managers may be compelled to sell some of their US government bonds due to Washington’s

loss of its triple-A rating. Specifically, the MPFA told managers and MPF trustees to prepare for the possibility that the remaining credit agencies may slash US government debt ratings. The regulator asked trustees to devise adequate strategies and risk mitigation methods should US bond ratings fall further, as the MPFA has no plans to alter existing investment requirements.

The responsibility lies with MPF investment managers to create sound compliance plans, the regulator emphasized—and to make prompt, coherent changes to their asset allocation when respond- ing to market events, while at all times acting in the best interests of MPF scheme members

Moody’s mid-May decision to downgrade US sovereign debt stemmed from the growing cost of rolling over existing debt amid high interest rates alongside the steep rise in the federal government’s budget deficit. The one-notch downgrade reflected a decade’s growth in interest payment ratios and government debt to levels markedly greater than similarly rated sovereigns, Moody’s said in a statement.

Also, as of late May, Moody’s and S&P Global maintained their respective Aa3 and AA+ credit ratings for Hong Kong. Both agencies said the special administrative region’s position was largely secure on the back of its sizable foreign exchange reserves and fiscal buffers, coupled with high per capita income levels and the territory’s robust external balance sheet.